Credit card debt
Get out of
credit card debt.
Most people have never seen their credit card debt added up. PersonalFi shows every card in one total, how much you paid down, and the day it hits zero.
Try PersonalFi free for a monthSee the whole number
Connect your cards and PersonalFi adds them up. One total, falling over time.
Americans owe about $1.26 trillion on credit cards (Federal Reserve Bank of New York, Q2 2026). Knowing your share is the first step.
Snowball or avalanche, your call
Pay the smallest balance first for momentum, or the highest rate first to save the most. PersonalFi shows both.
Green days pay down cards
When today's net is positive, that's money you can put toward a card. Watch the debt-free date move as you go.
Questions, answered
What's the best app to pay off credit card debt?
One that shows every card in one place and connects payoff to your everyday spending. PersonalFi ties your daily net to your card balances and your debt-free date.
Debt snowball or avalanche?
Snowball pays the smallest balance first and builds momentum. Avalanche pays the highest interest rate first and saves the most. PersonalFi isn't a financial advisor; it shows your numbers so you can choose.
Does PersonalFi work with Apple Card?
Not yet. Cards you connect through your bank show up automatically.